Risk assessments

Finding opportunities must be similar to analyze associated risks. To develop a business means to "make money", to find the way to finance, to profit. Financing represent a volatile environment.

Financing, resources, profit are key elements for each business regardless the field. Therefore any opportunity for any business must be linked to financial risks. This type of risk is often poorly assessed in Romania, there is always the suspicion that some aspects have not been sufficiently analyzed. It is interesting that in many cases it is difficult to quantify the impact of the risk associated with certain actions.

  CARF Inter Consulting aims to provide a specific approach to risks associated to decision making processes by the use of methods to quantify these risks, methods that aggregate the impact of interacting factors.   This approach provides our customers with a certain risk perspective by using impact synthesis, databases and information, their processing and their tracking changes over time. All these are valued by us and the findings are presented in a transparent manner for those interested.

  Transposition mode towards customers is an interactive one. Risks presentation approach is unconventional, basically it appeals to an interactive format and not a written text. Thereby findings and details are both numbers and short text explanations, providing guidance and much more data than a traditional text.

  Our offer meets customer requirements and allows those interested a further analysis on different levels according to their needs.

Business opportunities in Romania The risks associated to a business in a territorial approach

To find opportunities must be similar to analyze associated risks.

To develop a business means to "make money", to find the way to finance, to profit. Financing represent a volatile environment. Financing, resources, profit are key elements for each business regardless the field. Therefore any opportunity for any business must be linked to financial risks. 

A common question is "What kind of business do you want to start and where?"

Risk exposure analysis in territorial approach remains at a large extent underdeveloped. Considering that all the evolutions affecting business are reflected at financial level, including the risk ones, they should be pursued in more detail manner based on significant influences. Too little information on aggregate / disaggregate level to reflect the correlations between the risk factors associated to financing process at territorial level is available in Romania.

Persistent questions like:

-        how many companies are there in the region? Are they sufficiently balanced to develop a profitable business as for financial approach ? The financial equilibrium is it volatile or is it based on relatively stable financial resources? Are these companies heavily indebted? The indebtedness level is it sustainable? Growth perspective or their access to finance are they threatened?

-        the population in a region dispose of enough financial resources to allow personal consumption/ investments increase? Does the population have a salary level highly enough to cover the risks that population is exposed to? Access to finance is it threatened? Is the salary overexposed?  Is the debt level sustainable? Does the savings level allow a sufficient risk cover? Currency risk can be covered in shock conditions?

-        considering the specific conditions existent at counties level is it possible to develop a systemic comparative analysis for the various factors previously mentioned?

A significant part of these answers can be found in the interactive study performed by CARF Inter Consulting. The dynamic/ continuous approach offered for this information allows those interested to follow the evolutions in time for these answers.

How to access this information

With a simple click you get the access to the information. Our Site allows you a multilevel access considering the level of details you need. An interrogation system is available. In order to facilitate this access, to find exactly what you want the system offers you a demo for almost all templates.

Basic offer

The system describes in an aggregate manner the global risks resulting from financial aspects associated to companies and population in the counties - financing, resources, indebtedness, risk cover etc.- all these also in comparative situations related to counties average. This information may be of interest for financial institution, companies, and people acting in a territory and for those who intend to invest/ develop a business in the region. The presented elements are seen to indicate if the risk exposure in the region is higher/ lower compared to a certain moment, which are the perspectives, if the situation is better / worse compared to that of another county, or to the counties average. A better anticipation means a better business plan. CARF Inter Consulting is trying to offer a support for these anticipations at a very low price.